Applying for a Mortgage after a Bankruptcy
By understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home.
FHA Best Mortgage Rates
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Mortgage Rate Resources
Figure out your estimated monthly mortgage payment by estimating your loan amount, interest rate, and time period.
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What Are Typical Mortgage Down Payments?
Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property. more
Short Selling a Rental Property
If you intend to sell a rental property, you will need to understand how the short selling works, what it means for your mortgage and how it affects your taxes. more
3 Factors that Can Negatively Affect Your Mortgage Application
Many factors can affect your mortgage application and get you denied. Know what factors will hurt you and plan ahead so you can present the best financial picture to the lender. more
- What Lenders Don't Reveal About Home Equity Loans
- How to Get Approved for an FHA Loan despite Bad Credit
- 3 Common Short Sale Mistakes
- 3 Warning Signs of Loan Modification Scams
- FHA Loans for a First-Time Home Buyer
- FHA Eligibility with Bankruptcy and Foreclosure
- Appraisal Basics
- Low Down Payment Loan Qualification
- What To Do When Mortgages Default
- 3 Reasons Banks Reject Short Sales
- Second Mortgages: Advantages and Disadvantages
- Home Equity Loans for People with Bad Credit
- Should You Refinance? Make Sure the Timing is Right
- Alternatives to Getting a 2nd Mortgage
FHA Loans
These loans are insured by government-backed companies and make it more affordable for first-time homebuyers and lower income families to get into the housing market.
Mortgage Loan Types
Select a loan type best suited to your needs.
Fixed Rate Mortgage - A loan with a constant interest rate that does not change throughout the duration of the loan.
Adjustable Rate Mortgage - A loan with a floating interest rate, determined by a set of indices.
FHA Loan - A loan guaranteed by the Federal Housing Authority.
VA Loan - A loan offered to American veterans by the U.S. Department of Veteran Affairs.
Adjustable Rate Mortgage - A loan with a floating interest rate, determined by a set of indices.
FHA Loan - A loan guaranteed by the Federal Housing Authority.
VA Loan - A loan offered to American veterans by the U.S. Department of Veteran Affairs.
The Mortgage101 Blog
Mortgage Delinquencies Decline in Latest Quarter
Fewer homeowners were behind on their mortgage payments in the fourth quarter of 2011, according to the Mortgage Bankers Association, pushing delinquencies to a three-year low. “The total delinquency rate and foreclosure starts rate decreased and are back down to levels from three years ago,” said Jay Brinkmann, MBA’s chief economist and senior vice president for... more
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