Applying for a Mortgage after a Bankruptcy
By understanding the requirements to get a mortgage after a bankruptcy and by carefully rebuilding your credit standing, you can apply for a loan and buy a home.
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What Are Typical Mortgage Down Payments?
Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property. more
What Lenders Don't Reveal About Home Equity Loans
It is important to understand the truth about home equity loans so that you don't run into future problems. Lenders may not tell you the entire story when you seek to borrow on the equity of your home. Before you consider taking this step, consider the following information about home equity loans. more
What To Do When Mortgages Default
Mortgages default every day in the world and they are just a normal part of the business for mortgage lenders. There are a certain number of mortgages that will default every year and it is planned for accordingly. While it is common business practice for lenders, it can be devastating for you individually. If you default on a mortgage, it can ruin your credit and your financial outlook for the future. Mortgage default is a major setback for you, but it is not the end of the road. If you are faced with a default on your home, you can take measures to get back in good standing with the lender. more
- Appraisal Basics
- Short Selling a Rental Property
- FHA Eligibility with Bankruptcy and Foreclosure
- Home Equity Loans for People with Bad Credit
- How to Get Approved for an FHA Loan despite Bad Credit
- Low Down Payment Loan Qualification
- 3 Warning Signs of Loan Modification Scams
- Second Mortgages: Advantages and Disadvantages
- 3 Reasons Banks Reject Short Sales
- 3 Factors that Can Negatively Affect Your Mortgage Application
- FHA Loans for a First-Time Home Buyer
- 3 Common Short Sale Mistakes
- Alternatives to Getting a 2nd Mortgage
- Should You Refinance? Make Sure the Timing is Right
Fixed Rate Mortgages
These mortgage loans have fixed interest rates for the duration of the loan. Fixed rate mortgages do not change and they are not tied to an index, unlike adjustable rate mortgages. The interest rate is fixed in advance at a specific interest rate.
The Mortgage101 Blog
Mortgage Delinquencies Decline in Latest Quarter
Fewer homeowners were behind on their mortgage payments in the fourth quarter of 2011, according to the Mortgage Bankers Association, pushing delinquencies to a three-year low. “The total delinquency rate and foreclosure starts rate decreased and are back down to levels from three years ago,” said Jay Brinkmann, MBA’s chief economist and senior vice president for... more
- Bernanke: Economic Recovery Will Be Slow Until Housing Market Picks Up
- Government, Banks Reach Foreclosure Settlement
- Fannie Mae Predicts Another Slow Year in Housing Market
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