Fewer homeowners were behind on their mortgage payments in the fourth quarter of 2011, according to the Mortgage Bankers Association, pushing delinquencies to a three-year low. “The total delinquency rate and foreclosure starts rate decreased and are back down to levels from three years ago,” said Jay Brinkmann, MBA’s chief economist and senior vice president for... more
Traditional mortgage down payments have always been 10 to 25 percent of the total purchase price of the property. more
Select the mortgage product below to view the rates in your area, or click on the graph icon to see how rates have fluctuated over a 30 day period.
| PRODUCT | RATE | POINTS | APR | CHANGE | TREND |
|---|---|---|---|---|---|
| 30 Year Fixed | 4.04% | 0.00 | 4.11% | 0.014% |  |
| 15 Year Fixed | 3.31% | 0.00 | 3.45% | 0.011% | |
| 3/1 ARM | 3.18% | 0.00 | 3.30% | -0.017% | |
| 5/1 ARM | 2.91% | 0.00 | 3.22% | -0.008% | |
| 7/1 ARM | 3.15% | 0.00 | 3.24% | -0.015% | |
| 10/1 ARM | 3.48% | 0.00 | 3.40% | -0.017% | |
| Home Equity Loan - 10 Year | 6.87% | 0.00 | 0.00% | 0.000% | |
| Home Equity Loan - 15 Year | 7.00% | 0.00 | 0.00% | 0.000% | |